Earlier experiences Budgeting

How I grew my savings from $200 to $8,000 in two years

Two years ago I had approximately $200 in savings and very little confidence that I would ever build a meaningful financial reserve. I was not starting with a high salary or a larg…

How I stopped living from paycheck to paycheck

I spent years wondering where my salary disappeared every month. I eventually built a simple personal budgeting system, changed several everyday habits and created an emergency fun…